If you depend on Social Security to pay your bills or keep your household running, knowing exactly when that money arrives each month is more than just convenient—it’s essential. And for June 2025, the payment calendar is officially set. Whether you’re a retiree, receiving disability (SSDI), or collecting survivor benefits, your next Social Security payment may be just days away. But here’s the catch: not everyone gets paid on the same day.
That’s right—your payment date depends on when you were born and when you first started receiving Social Security. Some people will see their money as early as the first week of June, while others will need to wait until closer to the end of the month. So let’s break it all down and make sure you know exactly when to expect your deposit.
When Your Social Security Payment Is Coming in June 2025
The Social Security Administration (SSA) sends out payments on a monthly schedule that’s based on two key factors:
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Your birth date
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When you began receiving Social Security benefits
If you’re getting Supplemental Security Income (SSI) only, your June payment is scheduled for Monday, June 2. Usually, SSI is paid on the 1st of the month, but because June 1 falls on a Sunday this year, it’s pushed to the next business day.
If you receive both Social Security and SSI, and your Social Security started before May 1997, your payment will arrive on Monday, June 3.
For everyone else—those who began receiving benefits after May 1997—the payment schedule follows your birthday. Here’s how that works:
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If your birthday falls between the 1st and 10th, you’ll be paid on Wednesday, June 12.
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If your birthday is between the 11th and 20th, your payment is coming on Wednesday, June 19.
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And if your birthday falls between the 21st and 31st, you’ll receive your money on Wednesday, June 26.
What If My Payment Is Late?
Social Security payments are usually deposited by 9:00 a.m. local time on your scheduled date if you use direct deposit. If your payment hasn’t shown up yet, don’t panic immediately. The SSA recommends waiting at least three mailing days before contacting them. After that, you can call the agency directly or log into your My Social Security account online to check on your benefits.
Direct Deposit Is Still the Smartest Option
If you’re still getting paper checks, it might be time to make the switch. Direct deposit is not only faster, but it also avoids the risk of delays from holidays, mail slowdowns, or weather-related disruptions. You can set it up easily through your bank or by logging into your SSA account at ssa.gov.
Why This Month’s Schedule Matters
For many Americans, Social Security is their main or only source of income. That makes these dates more than just calendar entries—they’re financial lifelines. With rising grocery prices, utility costs, and housing expenses, knowing when your money is coming in helps you stay on top of bills and avoid unnecessary late fees.
So whether you’re marking June 2, 3, 12, 19, or 26 on your calendar, it pays—literally—to be informed. Bookmark this page or jot your date down so you’re not caught off guard.
