No July 4th Stimulus from the IRS! Here’s What’s Really Hitting Bank Accounts This Week

No July 4th Stimulus from the IRS! Here’s What’s Really Hitting Bank Accounts This Week

If you were hoping for a surprise stimulus check to celebrate the Fourth of July, it’s time to put away the confetti. There’s no federal payment hitting accounts this Independence Day, despite social media rumors and clickbait promises of a patriotic payout. But depending on where you live, a few states may be sending out smaller relief checks or tax credits just in time for the holiday.

Here’s what’s actually happening with stimulus payments this summer—and what you can expect to land in your account (if anything).

No Federal Stimulus Payment for July 4th

The federal government has confirmed that there is no nationwide stimulus program scheduled for July 2025. While earlier economic impact payments were distributed during the height of the COVID-19 pandemic, those programs ended in 2021, and the deadline to claim any missed payments passed in April 2025.

Despite a brief wave of online speculation about a so-called “DOGE dividend” or Trump-backed rebate tied to the “Big Beautiful Bill,” no such payments were included in the final legislation. Simply put: there will be no stimulus deposits from the IRS this July 4th.

No July 4th Stimulus from the IRS! Here’s What’s Really Hitting Bank Accounts This Week

But Some States Are Sending Summer Relief

While there’s no federal payout, a few states are offering local relief or tax credits that could hit bank accounts around the holiday:

  • Maine is issuing Property Tax Fairness Credits to eligible low- and moderate-income homeowners and renters.

  • New Mexico continues to issue one-time economic relief payments for low-income families.

  • New Jersey, Colorado, and Texas have various state-level rebate or relief programs, though payments may vary in amount and timing.

  • Alaska’s Permanent Fund Dividend (PFD) is not scheduled for July, but eligible residents can expect the annual oil revenue payment to arrive later this year.

If you live in one of these states, you may receive money—but it’s not tied to Independence Day, and eligibility depends on income, tax filings, and local residency rules.

What You Should Know (and What to Ignore)

Some scam websites and posts may falsely claim the IRS is distributing July 4th checks. Be cautious of emails or texts requesting your banking info or promising fast money. These are likely scams designed to steal your identity or financial information.

What You Can Do Right Now

  • Check your state’s revenue department for updates on tax rebates or relief programs.

  • Verify your eligibility for any remaining state or local credits before deadlines close.

  • Ignore federal stimulus rumors—the IRS is not sending Independence Day payments.

  • Protect your personal data—don’t share your info with unknown sources promising fast deposits.

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