If you missed out on filing a claim for the Cash App data breach settlement, you’re definitely not alone—and you’re probably wondering what happens now. Does missing the deadline mean you’re completely out of luck?
Not exactly.
There are still certain crucial actions you can do to safeguard yourself, keep yourself informed, and perhaps even look into other options for assistance, even if the formal claim submission procedure is already ended and the deadline was November 18, 2024.
Let’s walk through it together.
What Was the Settlement About?
A few years back, Cash App—owned by Block, Inc.—experienced a data breach that affected more than 8 million users. Personal details were exposed, and for some people, that led to unauthorized transactions and serious headaches.
To make things right (or try to), a $15 million settlement was reached through a class action lawsuit. People who were affected and filed a claim in time could receive money back for:
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Any out-of-pocket losses linked to the breach
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Unauthorized transactions that weren’t refunded
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Time spent dealing with the fallout (up to $75 for three hours of lost time)
The settlement got final approval in January 2025, and payments are expected to roll out sometime later this year.
What You Can Still Do If You Missed the Deadline
Okay, so the deadline came and went—but that doesn’t mean you should just let it go. Here are a few things worth trying:
1. Reach Out to the Settlement Team
If you had a legitimate reason for missing the deadline—maybe you were dealing with an emergency, or you simply never got the notification—it’s worth reaching out to the people managing the settlement. Late claims are rarely accepted, but in some situations, they’ll make an exception. It never hurts to ask.
2. Talk to the Law Firm That Handled the Case
The attorneys who worked on the lawsuit might still be able to help or at least point you in the right direction. They’ve dealt with cases like this before, and they might know of other options depending on your specific situation.
3. Keep a Close Eye on Your Cash App Account
Even if you can’t get a payout from the settlement, you can still take steps to protect yourself. Make it a habit to check your Cash App transactions regularly. If you spot anything weird or suspicious, report it right away. The sooner you act, the easier it is to fix things.
4. Consider Legal Advice if You Lost Big
If you suffered serious financial losses because of the breach—and the settlement was your best shot at getting some relief—you might want to talk to a lawyer. They can help you figure out if there’s anything else you can do on your own, outside of the class action.
Don’t Forget to Protect Yourself Going Forward
Data breaches are becoming more common, and unfortunately, this probably won’t be the last time you hear about one. The good news? There are simple things you can do right now to make your accounts more secure:
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Turn on two-factor authentication (that’s the one where you need a code texted to your phone to log in)
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Use strong, unique passwords—and avoid using the same one everywhere
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Watch out for sketchy emails or texts that ask for personal info
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Review your financial apps regularly so nothing slips past you
A few minutes of extra effort today can save you a ton of stress down the line.
How to Stay in the Know for Next Time
One of the most frustrating things is finding out about these settlements after the deadline has passed. To avoid that in the future, here’s a tip: keep an eye on the news, follow consumer protection pages, or even sign up for newsletters that alert you to new class action cases. That way, you’ll be ahead of the game if something like this happens again.
Bottom Line
It’s unfortunate to miss the Cash App settlement date, but don’t be too hard on yourself for it. You may still take charge of your circumstances, keep yourself updated, and improve your future self-defense.
Above all, don’t disregard what occurred. This is an excellent opportunity to confirm your financial stability, ask questions, and be ready for any future developments.
