Going on a shopping trip online? Discover the benefits of smart spending with the best credit cards for Amazon purchases.
With so many possibilities, selecting the correct credit card might help you save more money and receive more benefits.
Whether you want cash back, travel privileges, or exclusive promotions, the appropriate card is waiting to enhance your Amazon shopping experience.
Join us as we examine the top options and explain their benefits and drawbacks in a way that suits your online buying habits.
Get these credit cards to assist you with your finances, and every Amazon purchase will be a good one.
Amazon Prime Rewards Visa Signature Card
If you already have Amazon Prime, the Amazon Prime Rewards Visa Signature Card is an excellent value.
There is no yearly cost, and users receive 5% cash back on all purchases from Amazon and Whole Foods.
In addition, they receive 2% cash back at restaurants, gas stations, and drugstores, as well as 1% cash back on all transactions.
If your application is accepted, you will receive an instant $100 gift card to your Amazon.com account.
Along with the regular Visa signature benefits, you can also get purchase protection and extended warranty coverage.
Chase Freedom Without Limits
According to The Points Guy, the Chase Freedom Unlimited card is an excellent alternative if you’re not a Prime member but want to get a solid return on your spending.
You will receive 5% cash back on trips booked through Chase, 3% cash back at pharmacies and restaurants, and 1.5% cash back on everything else.
If you link the card with a Chase Sapphire Reserve, Chase Sapphire Preferred Card, or Ink Business Preferred Credit Card, you may convert your cashback points into Ultimate Rewards points, which are transferable and worth two cents apiece.
After that, you can use your points to purchase anything from Amazon.com or gift cards. The card also includes purchase protection and extended warranty security as a bonus.
Receive Cash Back
If the notion of receiving cash back on all of your Amazon Prime purchases appeals to you, you might look into the Discover It Cash Back.
Because the earning rate varies per group, you can’t expect Amazon to come around every three months.
When it happens, you will be able to earn 5% cash back on Amazon purchases of up to $1500 using your Discover It card.
Because Amazon is not always included in the yearly cash-back bonus, you will still receive 1% cash back on all purchases.
Discover will also double your points at the conclusion of the first year as a reward for having the card.
American Express Gold Card
If you frequently purchase expensive items on Amazon, the American Express Gold Card is a smart option.
When cardholders make purchases from Amazon, they get 1 Membership Rewards point for every dollar spent.
Furthermore, the buy protection policy is particularly extensive, covering up to $50,000 in total per year and $10,000 per event.
To maximize your return on investment, use the card to purchase Amazon gift cards at select retailers and get 4 points for every dollar spent.
That is an 8% return. Every year, you can receive up to $120 in eating credits and up to $120 in Uber cash credits at certain restaurants.
Amazon Visa Signature Card with Bonus Points
According to Value Penguin, if you don’t already have Amazon Prime and don’t buy enough things that can be shipped with Prime to make the membership worthwhile, you should acquire an Amazon Rewards Visa Signature Card.
This card is essentially a “light” version of the Amazon Prime Rewards Visa Signature Card. It offers 1% cash back on anything else you buy, 3% cash back on Amazon.com purchases, and 2% cash back at petrol stations, restaurants, and pharmacies. Once your application is accepted, a $50 Amazon gift card will be promptly applied to your Amazon.com account.
Citi Double Cash Card
According to BusinessInsider.com, the Citi Double Cash Card is among the best credit cards for Amazon purchases. It offers 2% cash back on all purchases, including Amazon.
This is broken down into 1% cash back when you buy something and 1% cash back when you pay your bill.
You don’t have to pay a yearly fee, the interest rate on balance transfers is 0% for the first 18 months, there are no confusing bonus categories to keep track of, and you get points every time you use your card.
American Express Card from Amazon Business Prime
If your company makes a lot of purchases from Amazon.com, AWS, or Whole Foods, the Amazon Business Prime American Express Card is an excellent choice because it offers 5% cash back on all purchases.
If you want, you may exchange the cash back for 0% APR finance on any qualified purchase for 90 days.
You will also receive 1% cash back on all other purchases and 2% cash back at restaurants and gas stations in the United States.
You can get it for free every year if you are an Amazon Prime member. Once accepted, you will receive a $125 Amazon gift card and access to spending tracking tools.
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