Before You Apply for a Loan, Read This: Why Freezing Your Credit Might Be the Best Move You’ll Make All Year
With identity theft surging and personal data leaks becoming more common, millions of Americans are taking one crucial step to protect their finances: freezing their credit. It’s fast, free, and incredibly effective — yet surprisingly underused. In 2025, as more people report fraud tied to unauthorized credit card accounts, loans, and even mortgages opened in […]