If you’re on Social Security Disability Insurance (SSDI) and your birthday falls late in the month, you might want to check your bank account today — a final June payment is hitting, and for many recipients, it’s $48 more than usual. That extra cash isn’t a fluke. It’s part of a federally approved benefit increase, and it’s officially in full swing as of this month’s deposit.
Whether you’re just now noticing a higher amount or wondering when your next payment is due, we’ve got you covered on what’s happening, why you’re getting more, and what to expect going forward.
Why SSDI Checks Just Got a $48 Boost
In January 2025, the Social Security Administration (SSA) rolled out a 2.5% cost-of-living adjustment (COLA) — a routine increase meant to help beneficiaries keep pace with inflation. While this hike was announced months ago, the effects are still being felt, and for many SSDI recipients, the increase means a monthly benefit boost of about $38 to $48.
Here’s a quick snapshot of the change:
-
In 2024, the average SSDI benefit was around $1,542
-
As of 2025, it has climbed to roughly $1,580
-
That $38–$48 increase is now standard and will continue for the rest of the year
This means that if you saw a higher-than-usual deposit today, it’s likely the full reflection of your adjusted benefit — not a one-time bonus.
Who Got Paid Today?
The final round of June SSDI payments is reserved for recipients whose birthdays fall between the 21st and 31st of any month. The SSA follows a staggered schedule to manage the volume of payments it issues each month. Here’s how it works:
-
If your birthday falls between the 1st and 10th, you’re paid on the second Wednesday of the month
-
Birthdays from the 11th to 20th are paid on the third Wednesday
-
Those born between the 21st and 31st receive payments on the fourth Wednesday, which this month falls today
So if you’re in the final birthday group, your check just dropped — and it likely came with that $48 bump
What If You Haven’t Received It Yet?
Don’t worry. If you were expecting a payment today and haven’t seen it yet:
-
Wait at least 3 business days before contacting the SSA — delays are rare but can happen due to bank processing times or federal holidays.
-
Log in to your to verify payment status, track benefit amounts, or confirm bank details.
Payments are sent via direct deposit in most cases, so any delay is usually brief.
Why This Matters
For many SSDI recipients, every dollar counts. Rising costs of food, utilities, and medication make timely, consistent benefits more essential than ever. That $48 might cover a week of groceries, a copay, or gas for the month — and knowing your payment schedule helps avoid missed bills or overdrafts.
If you’re just now noticing the increase or unsure how your benefit is calculated, it’s a great time to review your Social Security record or speak to a benefits advisor.
