The IRS has officially confirmed that the last round of $1,400 stimulus payments is going out to eligible individuals in 2025. If you missed any previous payments or were underpaid, this is your final opportunity to receive the relief. Here’s a breakdown of who will get the payment, how it will be distributed, and the important dates to remember.
Who’s Eligible for the $1,400 Payment?
If you haven’t received your full $1,400 stimulus payment yet, now is the time to check if you qualify for this final round. The eligibility for the $1,400 payments is based on your 2021 tax return, and here’s what you need to know:
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Income Limits:
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Single filers who earned less than $75,000 in 2021 qualify for the full $1,400 payment.
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For married couples filing jointly, the threshold is $150,000.
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If your income is above these amounts, you might receive a reduced payment or none at all.
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Dependents:
If you claimed dependents in 2021, you’ll get an extra $1,400 for each dependent. So, if you have kids or other eligible dependents, be sure to check if this includes them. -
Non-Filers:
Even if you didn’t file a 2021 tax return but believe you’re eligible for the stimulus, you can still claim the $1,400 by filing a tax return by April 15, 2025.
If you fall into these categories, it’s worth double-checking your status to see if you’ll be getting that final payment.
How Will the Payments Be Sent?
For those eligible, the IRS started distributing the final round of $1,400 payments in late January 2025. The payments will be sent in the same way as previous ones:
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Direct Deposit:
If you provided the IRS with your bank account information during your 2021 tax filing, you’ll likely receive the payment directly into your account. -
Paper Checks:
If the IRS doesn’t have your bank account info, they’ll mail you a paper check to the address on file from your 2021 tax return. Keep an eye on your mailbox for that check.
Don’t Miss Out – The Deadline is Near!
The deadline to claim your $1,400 payment is fast approaching. To make sure you’re considered, you need to file your 2021 tax return by April 15, 2025. If you don’t meet this deadline, unfortunately, you won’t be able to claim the credit or get the payment.
If you’re missing your payment or need to correct any mistakes, you still have time to act, but the clock is ticking. So, don’t wait—file your taxes on time to get your money.
What Happens If You Miss the Deadline?
If you miss the April 15 deadline to file your 2021 taxes, you won’t be eligible for the $1,400 stimulus payment anymore. It’s unfortunate, but that’s the IRS’s hard cutoff. However, don’t panic just yet! If you missed this payment, there could still be other forms of relief available when you file your 2024 taxes.
In short, it’s best to file your return by the deadline to avoid missing out, but there might be other opportunities for help down the line.
How to Check if You’ve Received Your Payment
Wondering if you’ve already received your $1,400 stimulus payment? You can easily check the status of your payment using the IRS’s “Get My Payment” tool online. This tool will tell you if your payment has been sent and whether it’s been delivered via direct deposit or mailed to you.
If you think you’re eligible and haven’t received your payment, the IRS recommends contacting them directly to sort it out. They’ll be able to help you track down the payment or determine why it hasn’t been sent yet.
