In a big win for working families and individuals facing financial stress, California is launching a new stimulus program in 2025 that will send eligible residents $500 a month — adding up to $6,000 for the year.
Unlike past one-time checks, this new effort is designed to offer steady, month-to-month support, especially as inflation and high living costs continue to take a toll. For some families, the amount could be even more, depending on the number of children in the household.
Let’s break down who qualifies, how to apply, and when the money will start arriving.
Monthly Payments Start in April
California’s Franchise Tax Board (FTB) confirmed the new stimulus initiative is set to begin in April 2025. Once enrolled, qualifying residents will receive $500 deposited directly into their bank account each month for a full year.
That kind of consistency is something many Californians say they desperately need — not just a one-time bump, but reliable help they can count on.
“There are so many people just trying to get through the month,” said Marisol Jenkins, a single mom from Fresno. “Knowing $500 is coming every month — that’s huge. That helps with groceries, gas, rent — everything.”
Who’s Eligible for the $6,000?
The program is aimed at low- and middle-income households across the state. To qualify, you’ll need to meet the following criteria:
-
Be a full-time resident of California and have lived in the state for at least six months during 2024.
-
File your 2023 or 2024 taxes (if you haven’t already, now’s a good time to get started).
-
Fall within the income brackets:
-
$75,000 or less for single filers
-
$112,500 or less for heads of household
-
$150,000 or less for married couples filing jointly
-
-
Have a valid bank account on file to receive direct deposits
Extra Help for Families With Children
If you’re a parent, there’s even better news. Families with children under 17 may qualify for additional funds — $250 extra per child, up to two kids.
That means a family with two children could receive up to $1,000 per month, or $12,000 over the course of the year.
“Childcare and kids’ expenses don’t wait,” said Angela Perez, a teacher in Riverside. “This could help so many of us just keep up.”
How to Apply
You won’t automatically receive the payments — you’ll need to apply. The FTB will open up an online application portal early in 2025. In the meantime, residents are encouraged to:
-
Make sure your tax filings are up to date (especially 2023).
-
Gather proof of income and ID.
-
Ensure your direct deposit information is current.
-
Keep an eye on updates from the FTB about when applications go live.
If you applied for previous state stimulus checks, the process will feel familiar. You’ll need to fill out a few basic forms and provide documentation.
When Will the Money Arrive?
The first round of $500 payments is expected to land in bank accounts by mid-to-late April 2025. After that, you’ll receive monthly deposits through March 2026.
If you qualify for the child benefit add-on, that money will be included with your regular monthly payments.
Why Now?
California officials say this initiative comes in response to ongoing economic pressures, particularly for working families. While inflation has slowed compared to recent years, the cost of essentials like rent, groceries, and gas remains high — and wages haven’t kept pace for many.
“This program is about giving people breathing room,” one FTB representative said. “Not just helping them survive one crisis, but helping them plan, save, and move forward.”
What You Should Do Next
While the application window isn’t open just yet, now’s a good time to make sure your paperwork is ready. If you’re unsure whether you qualify, check your most recent tax return or consult a tax preparer.
The state plans to roll out an information campaign in the coming months, so stay tuned for official updates. And if you’re eligible, don’t miss out — this program could provide real relief when you need it most.
